These plans can be a really good investment for peace of mind.
There's a lot out there. We usually suggest that individuals who own a home business talk to their agent or insurance professional to tailor meet their needs. Because at this point, one policy does not fit all.
Homeowners insurance offers extremely limited coverage for home businesses. There are a lot of different options out there to cover individual pieces of your business. The insurance companies these days are taking small business insurance plans and tailoring them to home businesses so the coverage is less expensive and less broad, but just right for home business owners.