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Jeff Beyer  - Because of our belief that the facts will ultimately support a position of coverage for Ethel Adams, and because the Washington Department of Insurance has asked us to take action, we will on this occasion act based on our own circumstantial information and in the belief that the facts, once released to us, will also support coverage for Adams. We are confident in this case that the police report and surveillance tape will substantiate the circumstantial evidence we have. We look forward to getting this information.

Because of our belief that the facts will ultimately support a position of coverage for Ethel Adams, and because the Washington Department of Insurance has asked us to take action, we will on this occasion act based on our own circumstantial information and in the belief that the facts, once released to us, will also support coverage for Adams. We are confident in this case that the police report and surveillance tape will substantiate the circumstantial evidence we have. We look forward to getting this information.

Jeff Beyer
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Jim Waggoner  - We initiated coverage and with a buy recommendation quite recently, the other day, on Palm ( PALM : Research , Estimates ). The hand-held device market is the hottest area for Christmas along with digital cameras and a few other areas. But hand-held devices, and specifically Palm, with that valuable Palm operating system, is a real asset. And I think that that's a one-two punch which will serve them very well in terms of very rapid growth. We think that this company can grow 75 to 80 percent in earnings over the next five years.

We initiated coverage and with a buy recommendation quite recently, the other day, on Palm ( PALM : Research , Estimates ). The hand-held device market is the hottest area for Christmas along with digital cameras and a few other areas. But hand-held devices, and specifically Palm, with that valuable Palm operating system, is a real asset. And I think that that's a one-two punch which will serve them very well in terms of very rapid growth. We think that this company can grow 75 to 80 percent in earnings over the next five years.

Jim Waggoner
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