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Ray Davis  - The neighborhood bank store concept represents a dramatic shift away from the traditional approach to building bank locations. The new store design significantly improves speed to market and cost of construction, allowing us to build more locations quickly and provide increased convenience for customers. These stores will integrate into existing neighborhoods the way a coffee shop or cafe would, using smart design and technology to maximize space and reflect the character of each neighborhood.

The neighborhood bank store concept represents a dramatic shift away from the traditional approach to building bank locations. The new store design significantly improves speed to market and cost of construction, allowing us to build more locations quickly and provide increased convenience for customers. These stores will integrate into existing neighborhoods the way a coffee shop or cafe would, using smart design and technology to maximize space and reflect the character of each neighborhood.

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Richard Cohen  - We recognize that all young children need to build foundations in traditional content areas, like reading and math, and we continue to provide children with the tools they need to be successful in these areas, ... However, research tells us that some children, for example, have higher musical, interpersonal or reflective skills than others. We have created a curriculum that provides active learning opportunities in each of the eight Tutor Time 'Smarts': Word Smart(TM), Math Smart(TM), Body Smart(TM), Design Smart(TM), Music Smart(TM), Nature Smart(TM), People Smart(TM) and Me Smart(TM).

We recognize that all young children need to build foundations in traditional content areas, like reading and math, and we continue to provide children with the tools they need to be successful in these areas, ... However, research tells us that some children, for example, have higher musical, interpersonal or reflective skills than others. We have created a curriculum that provides active learning opportunities in each of the eight Tutor Time 'Smarts': Word Smart(TM), Math Smart(TM), Body Smart(TM), Design Smart(TM), Music Smart(TM), Nature Smart(TM), People Smart(TM) and Me Smart(TM).

Richard Cohen
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